It’s true!! Some good news for the average homeowner regarding your mortgage!! We all love the technology we use each day. Everything has changed because of technology!! Medicine, telecommunications, flight & travel, construction techniques, internet, cell phones, iPods, everything is different all around us except… your mortgage.
Let me ask you a question… Do you know when the mortgage loan was invented??? How many years ago? 50? 60? More…? Would you believe about 90 years ago? Can you imagine using any piece of technology from 90 years ago? Yet everyday that is what 97% of Americans do.
Let me ask you another question. Who owns the tallest building in your town? I bet it’s a bank. What is it about interest that banks are not telling us? Why are the banks the wealthiest industry in the world? Do you know how much the banking industry made in net profits in the last 12 months??? The big 4 oil companies made 80 billion!! The banks made 500% more or $400,000,000,000.00!!! That’s right $400 Billion in net profit. How did they do that?
We have all heard about the “sub-prime” mortgage mess, so if that is true how did the banking system still clear “record profits”?
Take a look at your mortgage. According to Fannie Mae 85% of all Americans sell or refinance their mortgage every 5 years!! That means that during that 5 year window that you keep your mortgage, upwards of 90% of what you paid in payments to your lender was INTEREST!! Also know as pure profit!!
The key is what type of interest? Most people don’t really know… it is call front loaded fully amortized interest. This means the bank gets paid their money first!!! And later in the loan you start to pay off your balance. In fact it takes 21 years to pay down the first 50% of your balance and during the last 9 years of a 30 year loan you pay off the other 50% of your balance. The problem is 85 % of Americans only keep their loan for 5 years!! Remember this loan was invented by bankers to benefit the banks!!
Why would any of us do this? Why would we stay in a loan that has not changed much since it was invented 90 years ago? Mainly because we don’t really have any other choice… until now!
What if you could pay off your home in ½ to 1/3 the time? What if you could do this without refinancing, with no change to your current mortgage payment, and with little or no change in your lifestyle!
Sounds too good to be true? What if I told you that systems like this had been in use in Australia and New Zealand for over 20 years!! And in Ireland, Scotland, England & Spain for almost 15 years!!
Several years ago, 5 entrepreneurs from Draper Utah, about 20 minutes south of Salt Lake City, had one of those WOW ideas. One of those moments that according to Andrew Waite of Personal Real Estate Magazine, “… represents a seismic shift in the mortgage business and can deliver wealth and savings to consumers…”
The Money Merge Account, the brainchild of United First Financial is the hosted solution that will help you change everything you thought you knew about your mortgage.
What the Money Merge Account does is work on some key principals. First is the mathematical reality of Interest Cancellation. This is a way of eliminating future interest and payments by banking smarter today. The money merge account tells you when and how much to move your money from your current accounts to maximize and save you the most amount of interest today and in the future!!
Next the Money Merge Account helps you to budget, forecast and guide you to zero debt in the shortest time possible. Think of the Money Merge Account as a financial GPS.
You start with your current debts, a line of credit whether it is personal, business, or a HELOC, your current credit cards, and finally your checking and savings account.
The Money Merge Account, or MMA, From United First Financial will use Interest accumulation, interest float, interest cancellation and strategic payoff principals, to help you accelerate your mortgage and cancel interest on all of your debts. Using this amazing system will help you to pay off in ½ to 1/3 the time!!
Too good to be true… Check out all the information on the principals of interest cancellation and mortgage acceleration at www.cutmyinterestnow.com. Once you arrive at this well done and informative site you can watch a variety of videos from 4 to 18 minutes that will explain the process. Additionally there are numerous articles from major industry publications that use third party verification to validate the Money Merge Account. Read how Ernst & Young awarded the 5 founders of United First Financial their Entrepreneurs of the Year Award for financial services companies.
And finally input your information for a free analysis of the Money Merge Account on your finances. There is No SSN# required, No credit check, and No account numbers needed to receive this 5 page report. Put it to the test and you will be excited to see the undeniable results of what the Money Merge Account can do for you and your family. What would you do if you had no mortgage payment???
What United First Financial is doing is using 21st century technology on a 90 year old financial vehicle. Remember what Albert Einstein said, “The definition of insanity is doing the same thing over and over and being stupid enough to expect a different result.”
Go to www.cutmyinterestnow.com and find out for yourself what hundreds of thousands of homeowners just like you have found… You have a choice… pay for 30 years or pay for 8 to 12 years…
Darin Stubbs
Branch Manager